Accept Credit, Debit and EFTPOS cards

Get paid on the spot and allow your customers to pay with any VISA, Mastercard Credit/Debit or EFTPOS card, via Contactless, Chip & PIN or Magnetic Swipe

Works with Apple and Android devices

The Paymate OnTheGo reader connects to your smartphone or tablet via Bluetooth using our free Paymate mobile app

Full EMV certified EFTPOS device

The card reader uses the highest standard of security meaning that all transactions are protected and in the event of a chargeback, you’re not liable

Paid Quickly into your Bank Account

Same day settlement available on select payments. All funds deposited directly into your bank account with no merchant account required

One card reader......three ways to pay

Accept contactless payments for transactions under $100. Works with any Visa Paywave™ or Mastercard PayPass™ Debit or Credit cards

For payments over $100, or cards without contactless, the Paymate OnTheGo reader is a fully EMV certified Chip and Pin device

For EFTPOS cards and International credit cards without Chips, the card reader also features an integrated magnetic swipe reader

Reduces Chargeback Risks

Our card reader is Level 1 EMV compliant. This means that in the event a cardholder disputes a transaction and raises a chargeback against you, often the liability shifts onto the card issuer instead of you.

Transform your phone or tablet into a Point of Sale device

The Paymate OnTheGo mobile app turns your existing smart device into a feature rich mobile POS, including Inventory for popular items, amount entry for ad-hoc payments and receipt generation to email to the customer

Paymate OnTheGo

Free Card Reader


per transaction
All Visa, MasterCard & EFTPOS cards included
Domestic, Standard, Premium and International


per month

High Volume Discounts
Processing over $50,000 a month?
Contact Us for a lower rate

Paymate OnTheGo is NOT AVAILABLE in New Zealand

  • Accept Visa, MasterCard and EFTPOS payments, letting your customers to pay how they want
  • Sleek, Portable card reader with integrated pin pad connects to any modern Apple or Andriod device via Bluetooth
  • Free Payment application available from Google Play or Apple App Store
  • Supports Contactlesss “Tap and Go”, CHIP and PIN and magnetic Swipe payments
  • Low monthly fee and no costly reader purchase outlay
  • Next business day settlement into your bank account
  • Ideal for Tradies / Market Stalls / Cafes / Event Organizers……or anyone who needs to accept payments on the move

Refund Fees

Domestic payment refunds incur a $0.30 processing fee. In the case of foreign currency payments, the amount of any refund will generally differ from the original payment amount. As the foreign exchange conversion rate fluctuates constantly, the rate applied at the time of a refund will generally be different to the rate applied at the time of the original payment.

¹Same day settlement

Unless the payment raises any flags in our anti-fraud system, transactions under $200 made before 3pm will be paid to you the very same day.

Monthly Account and transaction amount Limits

The standard monthly transaction limit is AU $20,000 (Note: this can be changed by contacting customer service on: 1800 240 112
The minimum payment amount a sender can make in a single payment transaction via Paymate is AU $1, and the maximum is AU $9,999 or equivalent foreign currency.

Disputed Payments

We’ll work with you to resolve chargeback disputes. In the event the chargeback is upheld by the customers bank, a $30 fee applies

All prices are inclusive of GST. $29.95 P&H Fee per device and $150 Card Reader cancellation fee on a 12 month term. A replacement fee of $150 applies for lost or broken devices outside of warranty.

Ready to Get Started?

Contact Us