No Integration Required

Don’t have a website? Don’t want to hire a developer to integrate online payments? The Virtual Terminal is ready to use , simply login and start processing

Scales to any Device

The Secure Virtual Terminal payment page scales perfectly to any device that can access a web browser….computers, tablets and phones. Never miss a sale again.

Secured by 256 bit SSL

The Paymate Virtual Terminal is secured by a 256bit SSL certificate, meaning your customers personal and card data is safe and delivers a PCI compliant solution

Paid Quickly into your Bank Account

Same day settlement available on select payments. All funds deposited directly into your bank account with no merchant account required

Process Mail / Telephone orders securely from wherever you are

The Paymate Virtual Terminal is a secure online portal where you can easily and securely process payments through any device that has an internet connection, wherever you may be!

The Virtual Terminal is designed for Mail Order / Telephone Order (MOTO) businesses, but in fact is ideal for any merchant that needs to securely process ad-hoc payments.

With no development or Integration required, It is a great, cost effective way of accepting payments and allows you to stay in control of which orders you accept and when you accept them.

Secure payment portal works across any device with a web browser

Our PCI compliant, SSL protected payment portal is fully responsive, meaning it scales perfectly to any device, whether it be a computer, tablet or smartphone.

Turn your existing smartphone or tablet into a portable credit card processing device, with the need for any additional hardware. Payments are screened by our anti-fraud engine and unless suspicious or high value, generally approved on the spot.

Simple Pricing...the way it should be!

  • No Setup, Monthly or Hidden Fees
  • No Minimum term Contract
  • Same Day Settlement available¹
  • Pay for only what you use
  • Free Fraud detection on all Transactions
  • $AUD, $USD, $NZD, €EUR and £GBP transactions included as standard²

Australian* Online / MOTO transactions


per transaction

(NO additional transactio fees!)

All Visa & MasterCard cards included
Domestic, Standard, Premium and International

High Volume Discounts
Processing over $50,000 a month?
Contact Us for a lower rate

*For New Zealand Fees, please see here

¹Same day settlement

Unless the payment raises any flags in our anti-fraud system, transactions under $200 made before 3pm will be paid to you the very same day.

²Foreign Currency payments

Foreign currency payments incur an additional 2.75% (inc GST) We convert the funds into $AUD and pay them into your bank account as with standard $AUD transactions. Not available for New Zealand merchants.

Disputed Payments

We’ll work with you to resolve chargeback disputes. In the event the chargeback is upheld by the customers bank, a $30 fee applies

Monthly Account and transaction amount Limits

The standard monthly transaction limit is AU $20,000 (Note: this can be changed by contacting customer service on: 1800 240 112
The minimum payment amount a sender can make in a single payment transaction via Paymate is AU $1, and the maximum is AU $9,999 or equivalent foreign currency.

Refund Fees

Domestic payment refunds incur a $0.30 Admin & processing fee. In the case of foreign currency payments, the amount of any refund will generally differ from the original payment amount. As the foreign exchange conversion rate fluctuates constantly, the rate applied at the time of a refund will generally be different to the rate applied at the time of the original payment.

Ready to Get Started?

Contact Us